Preheat oven to 325°F (163°C).

In a large bowl, combine all of the bar ingredients (except the chocolate chips), mix well.

Line a 4in by 8in loaf pan with parchment paper. Make sure there is enough excess parchment paper to use to pick up the granola bars after baking.

Add the granola mixture to the loaf pan. Place another sheet of parchment paper or plastic wrap over the mixture and press down with finger tips to spread out the granola mixture evenly. Remove this top covering and discard.

Put the loaf pan in the oven and bake until the edges get golden brown, about 12 minutes.

In a microwave safe bowl, melt the chocolate chips in the microwave at 20 second intervals until smooth, stirring between each interval.

Remove the loaf pan from the oven. While still hot, use a spoon to spread the melted chocolate evenly across the top of the bars. Refrigerate for at least 30 minutes before slicing to allow the chocolate layer to harden.

Remove the bars from the loaf pan by lifting up the parchment paper. Place the bars on a cutting board. To cut, make seven 1 inch wide slices across the short length.